Credit Cards
A bank card is an ideal tool to pay for goods and service all over the world. A global network of bank cash points working 24 hours a day is at your service. Plastic cards are securely protected against fraud, and a card account - against unauthorized access. You can make big purchases without having large amounts of cash on you. If you give your bank a timely notice, that your card is lost or stolen, you can be sure about security of your money.
FxCompany account funding using a Bank Card.
Step 1. If you have no Bank Card yet.
- Cards accepted for FxCompany trading account transfer: VISA, MASTERCARD, DINERS, AMERICAN EXPRESS, JCB, DELTA / VISA DEBIT.
- To get a card issued you need to give all necessary documents to the bank and in some cases to pay for card production. In the application form apart from other information, you need to specify the type of card and the account base currency.
- Debit Visa and Master Card are issued relatively quickly (7-10 days). By other types of cards the bank security service verifies the applicant's identity. In case of credit cards - income and credit history of an applicant is checked, which serves as a basis for setting his credit limit.
- As a rule, the card service fee is deducted from the account once a year. In some cases, deductions are possible every month, and sometimes there is no fee at all.
- In case funds on the card account are insufficient debit cards are blocked before the account is refilled, by credit cards the account goes overdrawn, but not more that the limit amount. If the overdraft limit is exceeded the card is blocked.
Step 2. Refill your bank account
Put the needed funds on your account by cash or in any other convenient way (for ways of account funding see below).
Step 3. Transfer funds from your Bank Account to FxCompany account.
- Enter your trader's Personal Area
- In the section "Deposit Funds" choose "Pay with Credit Card"
- Enter your e-mail and the needed amount (USD).
- In the form enter the required information: country, name, surname, type of payment (Bank Card), card type (Visa, MasterCard etc.), card number (16 digits), date of issue and expiration date (written on the card, month and year), CVC code (three last digits on the back of the card), date of birth, town and postal address. Examine closely the provided information and press "Confirm".
Step 4. Start making money!
As soon as the funds are credited to your account you can start trading!
Currencies and payment limitations:
- You can use any currency, depending on the type of your bank card.
- Trading account can be funded in the following currencies: RUR, USD, EUR.
- By funding a deposit from a bank card, withdrawal of funds from your trading account will be made on the client's bank account details registered in the Moneybrookers system.
Commissions
- Commission of the processing centre, executing funds transfer from your bank card to your FxCompany trading account is 2,9% + $0,43.
- Deposit/withdrawal transactions on your bank card are charged at the current bank rates.
Advantages of Bank Cards:
- Instant blocking in case the card is lost oк stolen, with possibility to reissue the card keeping the sum, which was on the account at the moment of blocking. For some card types urgent cash withdrawal is possible in case the cards is lost while being abroad.
- Bank cards are not subject to customs clearing, which means using a card any amount can be taken over the boarder.
- Bank cards of international payment systems allow paying for goods and services in the most countries of the world and in the Internet. The base currency of the card remains the same, settlements are done at official exchange rates + bank's commission.
- Cash withdrawal and payment for goods and services using a cash machine or retail terminals is executed very quickly, anywhere in the world.
- A card holder can receive funds on his account quickly and without bank interest while travelling.
Bank Card account can be refilled in the following ways:
- in any client service point of your bank;
- through cash machines or other self service terminals, equipped with cash cash-accepting device;
- via bank transfer to your account;
- for some banks: through Elexnet terminals and other;
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